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The purpose of this website is solely to display information regarding the products and services available on the Liquid App. It is not intended to offer access to any of such products and services. You may obtain access to such products and services on the Liquid App.

• Please note that the availability of the products and services on the Liquid App is subject to jurisdictional limitations.

• Quoine Pte. Ltd. (trading under the brand name “Liquid”) may only be able to offer certain products, features and/or services on the Liquid App due to potential or actual regulatory restrictions.

• Kindly note that the Liquid Earn services provided by Quoine Pte. Ltd. are not regulated by the MAS under the Payment Services Act 2019.

• The Monetary Authority of Singapore (MAS) requires us to provide this risk warning to you as a customer of a digital payment token (DPT) service provider. Before you pay Quoine Pte. Ltd. any money or DPT, you should be aware of the following.

a. Quoine Pte. Ltd. is exempted by MAS from holding a licence to provide DPT services. Please note that you may not be able to recover all the money or DPTs you paid to Quoine Pte. Ltd. if Quoine Pte. Ltd. business fails.

b. You should not transact in the DPT if you are not familiar with this DPT. This includes how the DPT is created, and how the DPT you intend to transact is transferred or held by Quoine Pte. Ltd.

c. You should be aware that the value of DPTs may fluctuate greatly. You should buy DPTs only if you are prepared to accept the risk of losing all of the money you put into such tokens.

d. You should be aware that your DPT service provider, as part of its licence to provide DPT services, may offer services related to DPTs which are promoted as having a stable value, commonly known as “stablecoin”.